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Having life as you’ve always planned it thrown completely for a loop can be daunting, scary and demoralizing—but it can also lead to unforeseen blessings.  Such is the case with Olivia Overton, who planned to live independently with friends, avoiding marriage and working with the Ladies’ Committee on Parliamentary Reform.  But when her mother dies unexpectedly and she discovers that the trustees overseeing her inheritance have lost everything in a risky investment scheme, she finds herself about to be both homeless and penniless.  Determined not to live on the charity of the cousin who’s inherited her house or accept a marriage of convenience to a man she doesn’t like, she decides to live independently—as a governess.

Though her position might be lowly, the spirited Olivia has no hesitation in voicing her opinions—or taking her new employer, Colonel Hugh Glendenning, to task over his treatment of the little girls who’ve become his wards.  Although initially they clash, as both learn and understand more about the other, the aloof widower and the fiery reformer discover a treasure neither expected to find—deep and lasting love.

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